Learning Centre
Insurance, explained like a person would explain it.
Not a blog. A working education hub — because the thing we actually sell is understanding, and you cannot sell someone understanding by keeping it behind a phone call.
Explainers5 min read
The six reasons claims actually get declined
Very few declined claims are declined for fraud. Most are declined for things the policyholder could have avoided without knowing anything about insurance.
Read itFor business5 min read
A small business owner's starting point: what to insure first
You cannot buy everything at once. Here is a defensible order of priority when the budget is finite.
Read itGuides5 min read
How much life cover does a Nigerian family actually need?
A straightforward way to arrive at a figure, without the sales pitch and without pretending there is one right answer.
Read itFor business6 min read
Business interruption: the cover most SMEs forget
Your fire policy rebuilds the building. It does nothing about the six months of trading you lose while that happens.
Read itExplainers5 min read
Under-insurance: the clause that quietly halves your claim
The average clause is the most expensive sentence in most policies, and almost nobody has it explained to them before they sign.
Read itChecklists4 min read
Nine questions to ask before you renew any policy
Renewal is the one moment each year when everything is negotiable. Most people let it pass by doing nothing.
Read itGuides6 min read
What to do in the first hour after a fire at your premises
Most claims that go badly go badly on the first day, before an insurer has been involved at all. Here is what protects the claim while you are dealing with everything else.
Read itExplainers5 min read
Third-party vs comprehensive: what you are actually buying
The difference is not a tier of service. It is whether your own vehicle is covered at all — and most first-time buyers do not realise which one they have bought.
Read it