Specialist & Corporate
Marine, engineering, energy, aviation and professional risk — plus bespoke corporate programmes where a collection of separate policies would leave gaps.
Marine Insurance
Cover for goods moving by sea or air, and for the vessels that carry them.
Once a consignment leaves the supplier it passes through several hands and jurisdictions. Marine cargo cover is what follows the goods rather than the party holding them.
What it covers, and what it does notEngineering Insurance
Cover for machinery, plant and construction works — including breakdown, which fire policies exclude.
A standard property policy covers a machine that burns. It does not cover the same machine failing from an internal fault, which is far more likely and just as capable of stopping production.
What it covers, and what it does notOil & Gas Insurance
Energy-sector property, control of well and liability cover, placed as a structured programme.
Energy risk is too large and too interconnected for standalone policies. What matters is programme design, reinsurance capacity, and whether the insurance matches the contracts you have signed.
What it covers, and what it does notAviation Insurance
Hull, passenger and third-party liability cover for aircraft and their operation.
Aviation combines very high asset values with very high liability exposure, in a market served by a small number of specialist insurers.
What it covers, and what it does notProfessional Indemnity Insurance
Cover for claims that your advice or professional work caused someone a financial loss.
If your product is judgement, your largest exposure is not your office. It is a client asserting that your work was wrong — and those claims can arrive years after the engagement ended.
What it covers, and what it does notCustomised Corporate Risk Solutions
A designed insurance programme for organisations whose risk does not fit standard products.
At scale, cover bought piecemeal overlaps in places and leaves gaps in others. A programme designed as a whole is usually cheaper and materially easier to claim against.
What it covers, and what it does not