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What we look for

Gaps

Risks you assume are covered but are not — the exclusions nobody read out to you.

Overlaps

Two policies quietly paying for the same thing, and you paying for both.

Under-insurance

Sums insured that have not moved while rebuild and replacement costs have.

Fair value

Whether the premium matches what the market would charge for the same cover.

This is rarely offered by brokers in this market, because it takes real work and it sometimes ends with us telling you to keep the cover you already have. We think that is the point.

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Attach what you have. If you cannot find the documents, just tell us what you would like looked at and we will take it from there.

Your policy documentsOptional

Drag your policy here, or

PDF, Word or a photo of the document. Up to 5 files, 10MB in total.

A clear phone photo of each page is fine.

What kind of cover is it?Optional

Useful so we reach you before you are locked in for another year.

Where should we send the review?

Your documents go straight to a licensed broker. They are not stored on this website and are never shared with an insurer without your say-so.